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04-02-2015, 09:42 AM
(This post was last modified: 04-02-2015 09:43 AM by tiger777.)
Post: #11
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RE:
An Identirty Theft package sent to
Equifax and Experian ONLY will give you the results you're looking for! TransUnion will follow whatever Equifax does... Make sure you include the "negative items" that are showing on TransUnion when you send your package to Equifax and Experian. If you do not know how to put an Identity Theft package together, please Google companies that will help you put your package together. Some companies are less expensive than others. For the most part, you get what you pay for. Please do NOT waste your time writing STUPID dispute letters... ...You will cause yourself more headaches than you care to experience. I will not consider coaching or coordinating an Identity Theft package for you... It's too time consuming and I would not feel comfortbable charging our BBHF community the astronomical fees I charge to put a complete package together. Just remember, your credit file / score is almost as important as you breathing fresh air. Your quality of life (for the most part) is based on you having a 720 (plus) credit score and a pristine profile. My motto is... Great credit or a ton of money! Wishing you guys and gals all the best! |
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04-02-2015, 09:47 AM
Post: #12
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Tiger i will buy it also - PLEASE share it with us on a new thread - not asking for anything free but will purchase or donate it necessary.
Warezthatdude |
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04-02-2015, 10:05 AM
Post: #13
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RE:
tiger777,
Thank you, so much, for following up with this information. I will do my due diligence regarding identity theft packages for credit repair purposes to get the ball rolling in the RIGHT direction! |
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04-02-2015, 12:10 PM
(This post was last modified: 04-02-2015 12:12 PM by We Go.)
Post: #14
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RE:
(04-02-2015 09:42 AM)tiger777 Wrote: An Identirty Theft package sent toI am curious what courses/training you would suggest to qualify as a counselor for 'Identy Theft Package' ?? Do you have/need affiliates to keep your funnel full ?? |
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04-02-2015, 02:27 PM
(This post was last modified: 04-02-2015 03:11 PM by tiger777.)
Post: #15
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RE:
Powerful Tip...
Quick Credit Score Boost with negative items remaning on your credit profile... Let's say you have a 550 (middle) credit score. Let's say you have to qualify for a mortgage in the next 45 days and the bank / morgage lender will forgive the collections on your profile. The only obstacle you MUST hurdle is raising your middle score from 550 to 730 in 45 days. Blueprint: 1. You will NOT take "no" from ANYONE as your final answer. 2. You MUST find four (4) individuals (or a company) that will add strong tradelines to your profile, ASAP! If you do not know what a tradeline is, please Google it. The tradelines should be aged / seasoned for at least 5 years, with no late payments in the last 2 years. The account balance MUST be 30% under its spending limit. More than likely you will be added to a seasoned credit card as an (AUTHORIZED USER). Depending on the age of that account(s) your scores can increase 15-50 points for EACH account you're added to. If you're lucky and you know of a car dealership or finance company that will add you to their roster as an aged (PRIMARY) account holder, your credit score will increase 30-75 points. Of course that will depend on the strenght of that primary account. 3. Accounts like Fingerhut and the likes, will not give you the increased scores you're looking for in 45 days or less. However, the Fingerhut revolving account is a great plan for your long term credit strategy. Yes, there are other strategies for raising your credit scores. That should get you going for now. I'll see you at the 750 mountain, SOON! |
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04-02-2015, 03:06 PM
(This post was last modified: 04-02-2015 03:08 PM by tiger777.)
Post: #16
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Identity Theft as a means for clearing your credit
is very hush-hush. Very few know about it, and even less know how perform Identity Theft surgery on one's credit. However, there are companies that advertise on the Internet... You will have to do a little homework to find the companies, and the company you're comfortable with. No sir, I do not have / need affiliates. (04-02-2015 12:10 PM)We Go Wrote:(04-02-2015 09:42 AM)tiger777 Wrote: An Identirty Theft package sent toI am curious what courses/training you would suggest to qualify as a counselor for 'Identy Theft Package' ?? |
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04-02-2015, 03:07 PM
Post: #17
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How does this fly legally? Don't you have to send in affidavits to each company where the negative accounts exist? Don't they investigate it? I'm a little bit confused here. What if these accounts like 10 yrs old?
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04-02-2015, 03:43 PM
Post: #18
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RE:
Would you mind giving us a "hint" on where to find these elusive companies?
(04-02-2015 03:06 PM)tiger777 Wrote: Identity Theft as a means for clearing your credit |
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04-02-2015, 10:54 PM
(This post was last modified: 04-02-2015 11:09 PM by tiger777.)
Post: #19
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RE:
How does this fly legally?
>> That's a two-fold answer... 1. Do your research on Identity Theft. 2. According to the FCRA, if you can pinpoint a derogatory item on your profile, by law that item MUST be deleted. The REAL question you should be asking is... What's the loophold in the law that allows EVERYONE to pinpoint negative items on their credit profile? Don't you have to send in affidavits to each company where the negative accounts exist? >> Yes, you do! However, if you have the answer to the above question, then you have 75% of the game in your back pocket. Don't they investigate it? >> NO! NO! NO! A rock solid ID Theft package involves COMPLETE blocking of the negative items in your package. When you dispute (the traditional way) they MUST investigate... When your package involves ID Theft, there is no investigation. A really good ID Theft package will have ALL negative items deleted / blocked from your file in four (4) business days from the time the bureaus or collection agencies receive your package. Read the FCRA - Identity Theft section for more details. I'm a little bit confused here. What if these accounts like 10 yrs old? >> 10 years old? HECK, if it's not a public record those accounts shoudn't be on your profile... The statute of limitation for most negative items on your profile is 7 years... ...Those items are even easier to have removed from your profile! (04-02-2015 03:07 PM)phoenix333 Wrote: How does this fly legally? Don't you have to send in affidavits to each company where the negative accounts exist? Don't they investigate it? I'm a little bit confused here. What if these accounts like 10 yrs old? |
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04-02-2015, 11:02 PM
Post: #20
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