01-26-2024, 02:16 AM
Credit Risk in Banks and Mitigation and Management
Understanding the risks in general and credit risk in particular, by using various methodologies to mitigate the same
Rating: 0.0 out of 5
(0 ratings)
583 students
2 hours on-demand video
Description
The course on the ”Credit Risk in Banks and its Management” throws light on understanding the risks in general and credit risk in particular, by using various methodologies to mitigate the same. The causes and consequences of credit risk are explained in detail. Various tools and methods used by banks to identify the risks, how to evaluate it and then mitigate the same by various techniques, so as to survive from the shocks of potential credit risks, are explained well.
An example of the systemic risk in banks which started at European and American countries, which later spread across to other continents, resulting into Sub-Prime crisis in the last decade, which affected all nations, either directly or indirectly, is explained well, by mentioning a list of several banks which have gone bust, during the crisis. The role of credit rating agencies, precautions to be taken by banks, while assessing the credit limits of the borrower, correct way of assessment of loan, in an un-biased manner, potential risks involved, like undue pressure from politicians as well as people from outside and inside, to get the limits sanctioned, collecting the required documents from the borrower and interviewing the borrower while processing the loan application, correct analysis of the financial documents submitted by the bank, inference taken from various financial ratios, complying with all statutory and regulatory guidelines of the Reserve Bank of India etc. which are key actions involved in processing and sanctioning the loan are narrated in detail, without using much jargons.
https://www.udemy.com/course/credit-risk-in-banks-and-mitigation-management/?couponCode=EDUCBA1NY24
Enjoy!
Understanding the risks in general and credit risk in particular, by using various methodologies to mitigate the same
Rating: 0.0 out of 5
(0 ratings)
583 students
2 hours on-demand video
Description
The course on the ”Credit Risk in Banks and its Management” throws light on understanding the risks in general and credit risk in particular, by using various methodologies to mitigate the same. The causes and consequences of credit risk are explained in detail. Various tools and methods used by banks to identify the risks, how to evaluate it and then mitigate the same by various techniques, so as to survive from the shocks of potential credit risks, are explained well.
An example of the systemic risk in banks which started at European and American countries, which later spread across to other continents, resulting into Sub-Prime crisis in the last decade, which affected all nations, either directly or indirectly, is explained well, by mentioning a list of several banks which have gone bust, during the crisis. The role of credit rating agencies, precautions to be taken by banks, while assessing the credit limits of the borrower, correct way of assessment of loan, in an un-biased manner, potential risks involved, like undue pressure from politicians as well as people from outside and inside, to get the limits sanctioned, collecting the required documents from the borrower and interviewing the borrower while processing the loan application, correct analysis of the financial documents submitted by the bank, inference taken from various financial ratios, complying with all statutory and regulatory guidelines of the Reserve Bank of India etc. which are key actions involved in processing and sanctioning the loan are narrated in detail, without using much jargons.
https://www.udemy.com/course/credit-risk-in-banks-and-mitigation-management/?couponCode=EDUCBA1NY24
Enjoy!