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The highest paying banks right now are Goldman Sachs (Marcus dot com) and citibank. Citibank will reward you with a $1000 bonus for installing direct deposit, but Marcus comes with a 1% rate bump for referring customers. If you use a ref link, the APY is 3.75% APY +1.00 per invite = 4.75%. There's another rate bump when you signup with AARP, but it's only 0.1% extra.

no fees,
no min deposit,
no bank/wire transfer fees,
US-based support line (i called them to check)

Even holding just $1000 in a marcus account will earn $47.50/yr.
SCALE THAT SHIT UP!

FAQs
https://www.marcus.com/us/en/faqs

Yes, it's FDIC insured for 250k:
https://banks.data.fdic.gov/bankfind-sui...ails/33124

Signing up takes 2 minutes:
https://youtu.be/FvBki-JFDms?t=12

ref link (you need this):
https://t.co/6YJ2fUYIOh


good luck pimps

We don't even know you, but you're pushing your affiliate link on our site. No site cred! No nothing! Nah! I'm good.

Update: it just got bumped up to 4.90%

Let's see...joined this month...Rep of ONE...affiliate links...smells like something that dropped out of a horse's ass.

bullshit affiliate link from a shithead with no history in this beautiful place.
fuckheads like this must be banned from here.