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Lenders use credit scores as one of the many ways to assess a prospective borrower’s creditworthiness. Maintaining a good credit score by making wise financial decisions will ensure you can borrow when you need or want to. Remember that your credit score is only one of many factors, such as employment and income, that a lender will use in deciding whether or not to lend you money. You can keep a good credit score by making your payments on time and balancing your credit spending.

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this is always good info to have'thanks

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