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Will be great if anyone is willing to share this.

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http://thecreditreportloophole.com/

“The Ultimate Credit Report Loophole”, is an AMAZING secret legal “loop hole” which can make your Credit Report File or DMV Record SPOTLESS In 15 minutes.AND the process to rebuild and improve credit score is 100% Guaranteed and COMPLETELY FREE!!

“The Ultimate Credit Report Loophole system” has NOTHING to do with CPN’s (Credit Profile/Privacy Numbers) Or TIN’s or EIN’s. Also, you can change your name OR leave it the same! This secret Legal Loophole is completely different from anything else!

It is NOT one of the hundreds of credit repair/rebuild programs that make you fight tooth and nail with the credit bureaus to painstakingly dispute one blemish at a time…that is a process that can take months or even years!

Unlike anyone else, “The Ultimate Credit Report Loophole” shows you the exact step-by-step process of how to improve credit score by creating a new SPOTLESS profile for yourself within the credit bureau or DMV computer system.., This CAN be done and it works Instantly!

Initiating the process is 100% guaranteed, and FREE… and that’s why it’s the Best Kept Secret in the entire credit industry! Also, your New Spotless Profile will be the only one seen by creditors and/or the DMV!
This procedure of how to fix your credit is a VERY simple process!

Celebrities often use the techniques of “The Ultimate Credit Report Loophole” so they can travel incognito. Wealthy people also use these “top secret” techniques to protect certain assets and businesses from the public eye.

Most of the time, they simply pay their lawyer to set up a second file. However, the average Joe or Jane who is struggling with bad credit, stressed on how to rebuild credit or who just got a DUI usually doesn’t have that luxury…And that’s how “The Ultimate Credit Report Loophole” can come to the rescue and fix everything!

You’ll be blown away by the ease and simplicity of initiating this process to improve credit score. It is LITERALLY as easy as walking into an office in your local area and handing them a special form…AT NO COST, or just clicking your mouse a few times on the right website!

“The Ultimate Credit Report Loophole” is offering YOU this AMAZING secret knowledge of how to bring your financial life back to track in a concise and easy to read eBook so YOU have complete control over your credit and driving record!
You’re shown ALL the ins and outs of how creating a new file works and you’re given several techniques to accomplish, improve and rebuild what YOU want with your credit or driving record.

The best part is… the process being described here is COMPLETELY FREE! It doesn’t cost a dime for you to apply the techniques in “The Ultimate Credit Report Loophole” eBook! Once armed with this powerful and life changing information, you can use it as often as you’d like…FOR FREE!

You’ll learn how celebrities like Paris Hilton can get arrested for DUI and then be driving legally a few days later!

You’ll learn how to add years of AAA credit to your file overnight!

You’ll learn exactly how a “dead beat” created a new file and instantly eliminated all of his bad marks on Chexsystems

You’ll learn all of the legalities and loop holes of the credit industry so you’ll know EXACTLY what you should and shouldn’t do

You’ll learn how to completely avoid bankruptcy and soar with good credit!

You’ll learn the entire process of how to fix your credit that a select few attorneys and law firms charge thousands of dollars for…and you’ll LAUGH at how SIMPLE it is!

You’ll learn exactly how one man used the information, charged up all his credit cards for a down payment on a popular fast food franchise…And within a year paid off all his debt and had over $100,000 cash in the bank!

Lawyers who know about the loophole charge upwards to $4,000 or more! And most of their clients have no clue that the process of filing the paperwork is completely FREE!

Now you do not have to go to them asking how to fix my credit or how to improve credit score because this undisclosed knowledge will be all yours.

However, you won’t have to pay anywhere close to THAT amount. “The Ultimate Credit Report Loophole” eBook sells for $79 regularly…And for a limited time, YOU’RE entitled to a seriously DEEP discount off the regular price!

It’s a way of saying thank you to all of the hard working people…The people who’ve fell on hard times during the recession or who have been taken advantage of by the multi-billion dollar credit lending industry.

But Hurry! The price will be going back up soon!

For a limited time, you can get the entire “The Ultimate Credit Report Loophole” eBook for an Extreme Discount!! It took decades of experience within the bankruptcy courts and behind a computer at a large credit bureau to acquire this knowledge. And you can get it today for Only $37!! Once you have the eBook, you’ll know the entire process of how you can wipe your credit file clean and how to rebuild credit instantly!… FOR FREE!

No more will you have to hear saying yourself “how do I fix my credit”.

Yours in success and profit,
David Gold

P.S. Remember, you can download “The Ultimate Credit Report Loophole System” today completely risk free! Try it for 60 days and give yourself the knowledge on how to boost your offline business from these smart codes.

did anyone ever get this one?

Bump for this.
+ Max Reps OP

Ill save you guys some time and maybe some money. All these credit repair courses are the same. What it boils down to if you don't want to pay money is.

1. Disputing stuff on your credit report via snail mail and using dispute letter templates.

2. The credit "loophole" is called a section 609 which refers to section 609 of the Fair Credit Reporting Act which just states that if they can't produce the actual paperwork that you signed in your original agreement then they have to take it off your credit report. The purpose for this is just for verification of your debt.

Most companies can't keep up with paperwork, I actually got a job that way once but that's a story for another day lol.

Send 3 or 4 letters then take them to court, don't pay collection counts unless you do pay for delete. If there is stuff your stuck with just pay it down or wait till it falls off.

If it's more than a couple years old don't pay it, paying it may make it "new" debt again hurting your credit score. I'm not in the credit repair biz but I've looked through all of the courses here and other places too and this is the trend I see.

I hope this helps you guys, I'm about to start sending out letters myself, wish me luck.

I found this also I havn't seen anyone talking about this one either

In March of 2015 the New York Attorney General entered into an agreement with the three major repositories. They agreed that changes would be made regarding how some debts would show up on consumers credit reports.

One of those things was how a debt was showing up without the consumer actually signing for that debt. Meaning that if a consumer received a parking ticket those things were showing up on consumers credit reports. That’s not really a debtor agreement that a consumer entered into. The consumer did not agree to pay back that debt.

I’m not advocating consumers not pay their bills but if they did not enter into the agreement to repay something, it is not really a debtor relationship and that really shouldn’t be on the credit report. There were library fines and other things showing up on consumers credit reports that was not a contractual obligation.

How can you remove Collections Using The National Consumer Assistance Plan and address that type of collection? Consumers need to write a letter to the repository that says that they never enter into any agreement with the creditor. They never actually agreed to pay them back and then reference the act. I’ll put an example letter down below this on my blog but consumers actually need to reference the National Consumer Assistance Plan in their letter.

Credit Agency,
I am disputing the account indicated XXXXXXXXXX on my credit report dated XXXXXX. I never entered into a contractual agreement with XXXXXXX and per the National Consumer Assistance Plan it should have never appeared on my credit report. Please remove it as soon as possible and send me a notification that this has been corrected.
Thank you
Name/ address phone and email.
If consumers write a letter this and mails it to all three repositories. Any debt, like a library fine or something that consumer didn’t actually agree to pay for should come off their credit report. I’m not advocating again that consumers don’t pay their debt. They should always pay their debt. This video along with all my other videos does not offer legal advice. They are meant to strictly offer my opinion.

There was a video with it too you can watch it here if you want https://thecreditguy.tv/remove-collectio...ance-plan/

Sounds kinda lke the section 609 thing but I thought I would add it too

I do credit restoration as a business.
I know where to get all the info for $10.00.
The pkg includes 609 ltrs, credit repair loophole,
etc., etc,. If u want it let me know?

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I do credit restoration as a business.
I know where to get all the info for $10.00.
The pkg includes 609 ltrs, credit repair loophole,
etc., etc,. If u want it let me know?