[GET] Why the F do I need Life Insurance?

[StillStanding]

Why the F*and% do I need Life Insurance?

It’s a question many people ask. And it’s a product we really don’t want to think about needing because it only pays out when the unthinkable happens. It is a concept that seems macabre and rather morbid, but nothing could be further from the truth.

Life Insurance wasn’t even on JB’s radar for the first thirty-five years of his life.

So, why Life Insurance? Why now? Why would JB be writing a book about Life insurance? He has written so many other books that are fun, full of imagination and mystery. Why waste his time on writing a book about life insurance?

It makes zero sense.

The answer isn’t complicated: buying life insurance is a selfless act.

JB started a family and realized that if something happened to him there wouldn’t be anyone to take care of his wife and kid. That simple concept of love and concern drives the vast majority of life insurance sales.

Love drives Life insurance sales.

Join JB on a hilarious, touching, and informative look at life insurance, through a lens only the award-winning mind of JB can provide.

FIVE STARS: "I absolutely adored JB Michaels’s extremely funny and enlightening story. His experiences as a child and into adulthood were hysterical. I also thought he was a natural and exceptional storyteller. His style of writing flowed beautifully and drew you into his world of high jinx and carefree abandonment. His views on life insurance, for me, were totally relatable and comical." - Lesley Jones for Readers' Favorite

FIVE STARS: "Ask me a week ago if a book on insurance might entertain me into seeing its importance, it is likely I'd have pushed you out of the way myself. Enter JB Michaels and Why the F Do I Need Life Insurance? The levity of the writing makes the topic palatable and is an effective means of balancing more serious, very real stories of loss."- Ashey Syed for Readers' Favorite

FIVE STARS: "This short and informative book will help you reflect on the reasons why you need life insurance for you and your loved ones, but first, it will take you on a journey of the risky adventures that the author experienced. Above all, Why the F Do I Need Life Insurance? will make you reflect on the fact that the reason for having life insurance is purely altruistic."- Astrid Iustulin for Readers' Favorite

Code:

https://www.mediafire.com/file/o1k4sirikmsfmr6/

[discomix]

Interesting share mate! Thanks

[AbeLincolnBart]

IMO, almost no one does.
ALB

------

5 great movie quotes about money (and by extension..., Life Insurance).

Hollywood is not exactly known for teaching us about the real world. Explosions are perfectly timed for heroes to either jump or walk away in slow motion, every phone number begins with 555, and there's always a random cat in the bushes that snarls. However, when it comes to money advice, there are some things Tinseltown gets right. Let's take a look at the five best money quotes that you can apply to your life.

1. Wall Street -- Carl Fox: "Money's only something you need in case you don't die tomorrow."

Why it's so good: Don't fool yourself, money matters in this world. The first half of the quote has you thinking it's merely another romantic observation on how money isn't everything in life, or that money can't buy happiness. However, the sentence does a complete 180 in the second half. By the end of the quote, you realize money is quite important since you probably won't die tomorrow. You have future financial needs that you'll need to pay, so you better start preparing for them now.

-----
2. Fight Club --Tyler Durden: "Advertising has us chasing cars and clothes, working jobs we hate so we can buy s--- we don't need."

Why it's so good: Rule number one is not to talk about Fight Club, but this quote is too good to skip. Lost in our consumer-driven economy, we tend to lose track of what's really important in life. Instead of reducing our dependency on a job we hate, we try to find happiness in material things being thrown in our faces every day. Before you know it, you're living in an oversized house stuffed with expensive ignorance. You're spending every paycheck trying keep up with the Joneses, who truth be told, aren't that happy themselves and have the debt to prove it. Think about what makes you truly happy in life before spending money.
-----

3. Boiler Room --Jim Young: "And there is no such thing as a no sale call. A sale is made on every call you make. Either you sell the client some stock or he sells you a reason he can't. Either way a sale is made, the only question is who is gonna close? You or him? Now be relentless, that's it, I'm done."

Why it's so good: Making a sale doesn't just apply to professional salesmen. Everybody is trying to make a sale in life by selling themselves. You're trying to sell yourself when dating, interviewing for a job, or any other situation where you're trying to convince another person you're a good bet. You either succeed in selling your qualities to a potential romantic interest or employer, or you don't. Those who sell themselves best to employers stand to make more money.

------

4. The Wolf of Wall Street --Mark Hanna: "Number one rule of Wall Street. Nobody, I don't care if you're Warren Buffett or if you're Jimmy Buffett, nobody knows if a stock is gonna go up, down, sideways or in f---ing circles, least of all stock brokers, right?"

Why it's so good: This is brutal honesty at its best. Countless hours are spent analyzing news and how it affects stocks, but in the end, no really knows what will happen. The market is full of irrational investors. Trying to predict what they will do tomorrow is a fool's game. Even confident high-paid analysts in fancy suits appearing on TV often get the market wrong. Alternatively, try to minimize your fees and trading activity, and allocate capital appropriately in regard to your risk tolerance and life goals. Nobody cares about your financial future as much as you do, and nobody has an unblemished crystal ball.

------

5. Margin Call

Seth Bregman: "Will, did you really make two and a half million last year?"
Will Emerson: "Yeah, sure."
Seth Bregman: "How did you spend it all?"
Will Emerson: "It goes quite quickly. You know, you learn to spend what's in your pocket."
Peter Sullivan: "Two and a half million goes quickly?"
Will Emerson: "All right, let's see. So the taxman takes half up front, so you're left with one and a quarter. My mortgage takes another 300 grand. I send 150 home for my parents, you know, keep 'em going. So what's that?"
Peter Sullivan: "800?"
Peter Sullivan: "All right, 800. Spent 150 on a car. About 75 on restaurants. Probably 50 on clothes. I put 400 away for a rainy day."
Seth Bregman: "That's smart."
Will Emerson: "Yeah, as it turns out, 'cause it looks like the storm's coming."
Peter Sullivan: "You still got 125."
Will Emerson: "Yeah, well I did spend 76,520 dollars on hookers, booze and dancers. But mainly hookers."
Peter Sullivan: "76.5?"
Will Emerson: "I was a little shocked initially, but then I realized I could claim most of it back as entertainment. It's true!"

Why it's so good:This exchange between three bank analysts encompasses several key lessons in personal finance. First, no matter how much money you make, it's never enough. People routinely find ways to spend any raises or bonuses that come their way. Next, Uncle Sam is probably your biggest expense in life, and he gets paid before you do. Keep that in mind before spending big bucks on material things such as homes and cars.

The conversation even includes how you should save money for a rainy day. Nonetheless, it's still important to have fun and reward yourself with some truly discretionary spending. If you can claim this spending as a tax write off, even better.

This excerpt came from the link below....

Magic Button :

https://www.usatoday.com/story/money/per.../29914935/

Have a good week.

AbeLincolnBart

[StillStanding]

re-up request

Code:

https://www.mediafire.com/file/eatt04thogtk19z/

[StillStanding]

re-up request

Code:

https://www.mediafire.com/file/ynndggo7l7mqmh8/