[GET] Credit Risk Modeling - Build Credit Risk Model from Scratch

[mindpower]

Credit Risk Modeling - Build Credit Risk Model from Scratch
Learn the methodologies of credit risk modelling for the IT sector and how it is important for IT firms
New
Rating: 0.0 out of 5
(0 ratings)
609 students
5.5 hours on-demand video

Description
Credit risk infers the possibility of a loss emerging from a borrower’s downfall to pay back a loan or meet contractual commitments. Conventionally, it pertains to the risk arising from lenders’ inability to return the owed interest and principal, impacting the cash flows and increasing assemblage costs.

When any lender extends loans such as mortgages, credit cards, or other similar loans, there is an avoidable risk that the borrower will not repay the loan amounts. Furthermore, if a company offers such credit to the customer, there’s the same risk that the customer will not pay back. It also incorporates other related risks, such as that the bond issuer may not make payment at the time of maturity and the risk occurring out of the incapacity of the insurance company to compensate for the claim. A higher level of credit risk in a profitable market will correlate with the elevated borrowing cost. Because of this, it is evaluated technically to mitigate such risk to a certain level.

This online course explains the methodologies of credit risk modelling for the IT sector and how it is important for IT firms. This course covers important concepts including financial statement derivations, AltzMan Z Score Model, Mertons Model, Working Capital analysis, and UFCE modeling. Users will also get to learn Way Out Analysis for IT firms, Evaluation Metric and how to give a final recommendation based on the overall analysis.

https://www.udemy.com/course/credit-risk-modeling-for-beginners/?couponCode=EDUCBA202

Enjoy!